Huntington Bank Auto Loans: 2022 Review, Rates

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Huntington Huntington Auto Loans

fee

$35 late fee 10 day grace period, $185 filing fee

Regular Annual Percentage Rate (APR)

Starting at 6.34% APR

Huntington Huntington Auto Loans

fee

$35 late fee 10 day grace period, $185 filing fee

Regular Annual Percentage Rate (APR)

Starting at 6.34% APR

Regular Annual Percentage Rate (APR)

Starting at 6.34% APR

fee

$35 late fee 10 day grace period, $185 filing fee

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Pros and Cons of Huntington Bank Auto Loans

Huntington Bank is best for residents of certain states who want personal support. Many auto loan lenders don’t have branch locations, which can make it difficult to get the help you need. Also, the company has no loan minimum or maximum, unlike some other lenders. This can make it easier for you to get the funds you need.

However, you’ll pay higher rates with Huntington Bank than some competitors, as its starting minimum is higher than many others. You will pay a filing fee, which is taken from your overall loan amount. Additionally, funding times are relatively slow and the bank is not available in many states.

How Huntington Bank Auto Loans Compare

How Huntington Bank Compares

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Editor’s Rating

3.25/5

Five pointed star

Five pointed star

Five pointed star

Five pointed star

Five pointed star

Regular Annual Percentage Rate (APR)

Starting at 6.34% APR

Editor’s Rating

3.5/5

Five pointed star

Five pointed star

Five pointed star

Five pointed star

Five pointed star

Regular Annual Percentage Rate (APR)

Starts at 3.50% APR

Chase has an unknown minimum credit score, and Wells Fargo is also unclear about its credit score requirements, as they depend on the dealership you buy your car from. Huntington does not have a minimum credit score that is considered, so it may be worth applying even if yours is low.

Chase only requires a minimum loan of $4,000, while Wells Fargo does not disclose its minimum loan amount. Huntington Bank does not have a minimum or maximum loan amount.

Check out our valuation methodology for auto loans »

Frequently Asked Questions

Huntington Bank is a Good Business Bureau accredited company with an A+ rating from the BBB. The BBB rates companies based on customer complaints, honesty in advertising, and openness about business practices.

Huntington Bank has not been involved in any recent disputes. Between its excellent BBB grade and clean history, you can feel comfortable trusting the lender.

Getting a loan with Huntington Bank is relatively easy. The company has no minimum credit score and will give you an approval decision within 15 to 20 minutes. However, you have to close your loan individually and can only borrow if you live in one of the 11 states.

Yes, Huntington Bank is a good bank to work for. As an institution overall, Insider rates its bank at 3.5 out of 5 stars.

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